MyFertiPal Terms of Use

Effective Date: September 30, 2026
Last Updated: September 30, 2026

Welcome to MyFertiPal, a fertility and reproductive health support application operated by MY FERTIPAL LIMITED (“MyFertiPal,” “we,” “us,” or “our”).

These Terms of Use (“Terms”) govern your access to and use of the MyFertiPal mobile application, website, subscription services, consultation services, and related features (collectively, the “Service”).

By creating an account, accessing, or using MyFertiPal, you agree to these Terms. If you do not agree with these Terms, please do not use the Service.

1. About MyFertiPal

MyFertiPal is a digital fertility support platform designed to provide users with fertility-related information, educational resources, cycle tracking tools, personalized insights, and access to fertility-related support services.

MyFertiPal is intended to help users better understand and organize information relating to fertility and reproductive health.

2. Medical Disclaimer

MyFertiPal does not provide medical diagnosis, treatment, or emergency medical services.

Information, insights, predictions, recommendations, educational materials, or other content provided through MyFertiPal are intended for general informational and educational purposes only and should not be considered a substitute for professional medical advice, diagnosis, or treatment.

You should consult a qualified healthcare professional regarding any medical condition, fertility concern, pregnancy-related concern, medication, treatment decision, or other health matter.

Do not rely solely on information provided by MyFertiPal when making medical decisions.

If you are experiencing a medical emergency, contact your local emergency medical service or seek immediate medical attention.

3. Eligibility

You must provide accurate information when creating and maintaining your MyFertiPal account.

You are responsible for maintaining the confidentiality of your account credentials and for activities conducted through your account.

If you are not legally permitted to use the Service in your jurisdiction, you must not use MyFertiPal.

4. Your Account

Certain features may require you to create an account.

You agree to:

• Provide accurate and current information;

• Keep your account information up to date;

• Maintain the security of your login credentials;

• Notify us if you believe your account has been accessed without authorization; and

• Use the Service only for lawful purposes.

We reserve the right to suspend or terminate accounts that violate these Terms or applicable laws.

5. Fertility Tracking and Insights

MyFertiPal may allow you to record information such as menstrual cycles, symptoms, fertility-related information, and other health information.

Based on information you provide, MyFertiPal may generate estimates, predictions, insights, reminders, or other personalized information.

These results are estimates and may not always be accurate.

Factors such as irregular cycles, changes in health, medications, hormonal changes, stress, illness, and other circumstances may affect fertility-related predictions.

MyFertiPal does not guarantee the accuracy of fertility predictions, ovulation estimates, fertile-window calculations, pregnancy-related information, or other health insights.

6. Premium Subscription

MyFertiPal may offer paid subscription features (“Premium”).

The Premium subscription may provide access to additional features, content, insights, or services described within the MyFertiPal application.

The applicable subscription price and subscription period will be displayed before you confirm your purchase.

Monthly Subscription

Where a monthly Premium subscription is offered, the subscription provides access to Premium features for the applicable one-month subscription period.

The subscription automatically renews unless you cancel it at least 24 hours before the end of the current subscription period, where applicable under Apple's subscription rules.

Your Apple Account will be charged for renewal according to the subscription terms displayed by Apple.

7. Apple App Store Purchases

Subscriptions purchased through the Apple App Store are processed by Apple.

Payment will be charged to your Apple Account at confirmation of purchase.

Your subscription will automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current subscription period.

Your account may be charged for renewal within 24 hours before the current subscription period ends.

You can manage or cancel your subscription through your Apple Account subscription settings.

Deleting the MyFertiPal application does not automatically cancel an active subscription.

For purchases made through Apple, billing, payment processing, cancellation, and refunds are subject to Apple's applicable terms and policies.

MyFertiPal does not directly process App Store subscription payments.

8. Managing or Cancelling Your Subscription

You can manage your MyFertiPal subscription through your Apple Account's subscription settings.

To avoid another renewal charge, you should cancel your subscription before the applicable renewal deadline.

After cancellation, you may continue to have access to Premium features until the end of the current paid subscription period, unless otherwise stated by Apple.

9. Refunds

Refunds for purchases made through Apple's App Store are handled in accordance with Apple's applicable refund policies and procedures.

MyFertiPal does not control Apple's refund decisions for App Store purchases.

10. Consultation Services

MyFertiPal may provide users with access to fertility-related consultation services.

Consultation services may be provided by appropriately qualified professionals or third-party service providers, depending on the service offered.

A consultation arranged through MyFertiPal does not create an ongoing doctor-patient relationship with MyFertiPal.

Any professional providing consultation services is responsible for the professional advice they provide.

11. User-Provided Information

You are responsible for the information you enter into MyFertiPal.

You agree not to intentionally provide false, misleading, fraudulent, or unauthorized information.

You should review information entered into the application for accuracy.

12. Privacy

Your privacy is important to us.

MyFertiPal may collect and process information necessary to provide the Service, including account information and health or fertility-related information that you choose to provide.

Our collection and use of personal information is governed by our Privacy Policy.

You can review the MyFertiPal Privacy Policy at:

https://myfertipal.com/privacy-policy

By using MyFertiPal, you acknowledge that you have reviewed our Privacy Policy.

13. Prohibited Uses

You agree not to:

• Use MyFertiPal for unlawful purposes;

• Attempt to gain unauthorized access to the Service;

• Interfere with or disrupt the Service;

• Reverse engineer or attempt to extract source code from the application, except where permitted by applicable law;

• Copy, reproduce, distribute, or commercially exploit MyFertiPal content without authorization;

• Use another person's account without permission;

• Upload malicious software or harmful content; or

• Attempt to circumvent security or subscription controls.

14. Intellectual Property

MyFertiPal and its associated software, designs, trademarks, logos, content, text, graphics, interfaces, databases, and other materials are owned by or licensed to MY FERTIPAL LIMITED and are protected by applicable intellectual property laws.

Except as expressly permitted by these Terms, you may not copy, modify, distribute, reproduce, sell, license, or create derivative works from MyFertiPal content.

15. Third-Party Services

MyFertiPal may integrate with or provide access to third-party services.

Third-party services may have their own terms, privacy policies, and requirements.

We are not responsible for the policies, availability, security, or practices of third-party services.

16. Availability of the Service

We strive to keep MyFertiPal available and functioning properly, but we do not guarantee that the Service will always be available, uninterrupted, secure, or error-free.

The Service may occasionally be unavailable because of maintenance, updates, technical problems, network issues, or circumstances beyond our reasonable control.

17. Disclaimer of Warranties

To the maximum extent permitted by applicable law, MyFertiPal is provided on an “as is” and “as available” basis.

We do not guarantee that:

• The Service will always be available;

• Information provided through the Service will always be complete or accurate;

• Fertility predictions or insights will be accurate;

• The Service will meet every user's individual requirements; or

• The Service will be free from errors or interruptions.

Nothing in these Terms excludes any rights or protections that cannot legally be excluded under applicable law.

18. Limitation of Liability

To the maximum extent permitted by applicable law, MY FERTIPAL LIMITED and its officers, employees, contractors, partners, and service providers will not be liable for indirect, incidental, special, consequential, or other damages arising from or relating to your use of MyFertiPal.

This includes, where legally permitted, losses resulting from reliance on fertility predictions, health information, estimates, or other content provided through the Service.

Nothing in these Terms limits liability that cannot legally be limited or excluded.

19. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless MY FERTIPAL LIMITED and its officers, employees, contractors, and service providers from claims, damages, liabilities, and expenses arising from your unlawful use of the Service, violation of these Terms, or violation of another person's rights.

20. Suspension and Termination

We may suspend or terminate your access to MyFertiPal if you materially violate these Terms, misuse the Service, engage in fraudulent activity, or otherwise create a security or legal risk.

You may stop using MyFertiPal at any time.

Termination of your account does not automatically cancel an Apple App Store subscription. You must manage or cancel subscriptions through your Apple Account.

21. Changes to These Terms

We may update these Terms from time to time.

When we make material changes, we may provide notice through the application, website, or other appropriate means.

Your continued use of MyFertiPal after updated Terms become effective means that you accept the updated Terms.

22. Governing Law

These Terms are governed by the applicable laws of the Federal Republic of Nigeria, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Any dispute arising from these Terms shall be handled in accordance with applicable Nigerian law and the jurisdiction of the appropriate courts.

23. Apple's Role

These Terms are between you and MY FERTIPAL LIMITED and not with Apple.

Apple is not responsible for MyFertiPal or its content, maintenance, support, or warranty obligations.

Apple has no obligation to provide maintenance or support services for MyFertiPal.

In the event of a failure of MyFertiPal to conform to an applicable warranty, you may notify Apple, and Apple may refund the applicable purchase price in accordance with Apple's applicable policies. To the maximum extent permitted by law, Apple will have no further warranty obligation regarding MyFertiPal.

Apple is a third-party beneficiary of these Terms and may enforce these Terms against you where applicable.

24. Contact Us

If you have questions about these Terms or MyFertiPal, please contact us:

MY FERTIPAL LIMITED
Product: MyFertiPal
Website: https://myfertipal.com
Privacy Policy: https://myfertipal.com/privacy-policy
Email: contact@myfertipal.com

25. Acceptance of These Terms

By creating an account, accessing, or using MyFertiPal, you acknowledge that you have read, understood, and agreed to these Terms of Use.

If you do not agree to these Terms, you should not use MyFertiPal.

© 2026 MY FERTIPAL LIMITED. All rights reserved.